Articles Posted in Insurance Law

Law Suit Crisis in NC? Not Even Close, Malpractice Refund Check “In the Mail”
Nichols Law Firm

As a personal injury lawyer in the state capitol, Raleigh, I hear a lot of “complaining” by physicians about “crazy lawsuits.” I always tell them (many of whom are friends) that malpractice lawsuits in North Carolina are either declining or at worst, holding steady. The main insurer for physicians, NC Medical Mutual, has just announced…

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Contributory Negligence in NC: Why Comparative Won’t Raise Insurance Rates
Nichols Law Firm

NC Lawyers’ Weekly has provided a great link to an article that was run in the Winston-Salem Journal about contributory negligence laws in North Carolina.  Contrubutory Negligence is an issue that people don’t know or care about, until they face the problem themselves. Basically, in NC, even if you are hurt by someone else’s negligence,…

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Allstate Pleads Guilty to Criminal Charges
Nichols Law Firm

A friend forwarded me a great article by a columnist who writes for a Philadelphia newspaper. It exposes some of the horrible practices that I’ve noticed over the years by one of America’s largest insurers, Allstate. Some of Allstate’s practices are so extreme that I’ve had Allstate adjuster say to me “I know this case…

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Great Video on the Myths of “Tort Reform”: Mr. Fancy Pants
Nichols Law Firm

This is a great YouTube video on the issue of “Tort Reform.” The video does a great job showing how giant corporations have twisted and distorted the truth about law suits in America simply to poison jury pools. They do this so they can continue to deny responsiblity for wrong doing, and basically “save a…

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Business Community Says Too Much “Tort Reform” Not So Good
Nichols Law Firm

My friend Roy Harmon from South Carolina (Health Plan Law Blog)posted an interesting article today about how “tort reform” has been successful in many states but now even businesses are beginning to feel the negative effects. Of course, those of us who practice trial law have know for years that it is easy to find…

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Beware Umbrella Policy Exclusions
Nichols Law Firm

A Hole in the Umbrella Most people driving around these days are blissfully unaware of Umbrella Policies. Umbrella policies or “Personal Liability Umbrella Policies” (PLUP) are insurance policies sold to cover individuals and businesses in case the “regular” insurance is not enough. In other words, if you kill someone by your own negligence, and they…

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